Unlimited cashback, every time you spend
Different types of spending earn different rates across categories, merchants, and subscriptions, with a base rate everywhere else. There are no opt-ins, no promo windows, and no hoops to jump through.
Cashback that adapts to how you spend
Bleap adjusts cashback based on real spending patterns. The merchants and services you use most earn higher cashback, while everything else continues to earn a simple base rate. No setup, it adapts automatically.
Real money
Cashback in USDC, not points
Cashback with Bleap is paid in USDC, directly to your on-chain balance. That means no points systems, no vouchers and no waiting around to “unlock” what is already yours.
See how your spending adds up
Use the calculator to estimate how much cashback you could earn based on your monthly spending across different categories.
Start earning in 3 simple steps
- 01
Download the App
Sign-up using your email and phone number. In less than a minute you're ready to start the identity verification.
- 02
Complete your identity verification
Open the app → Card and follow the instructions to upload your documents.
- 03
Activate your virtual Bleap Card
Go to Card → Activate your virtual card → Start earning cashback on your transactions
FAQ
You still earn cashback on the same purchases. What changes is when you can withdraw it: you need at least €200 of everyday card spending in the last 30 days. Limits are now monthly only, with no yearly caps.
If you join Bleap on or after 10 November 2026, the new rules apply from your first card payment.
If you joined Bleap before 10 November 2026, they apply from 10 December 2026. If you've spent €200 on everyday purchases in the 30 days before 10 December, you can keep withdrawing as normal. If not, you have a 7-day grace period and can still withdraw until 16 December. From 17 December you can't withdraw until you reach €200, and if you haven't reached it by 16 January 2027, your cashback starts to expire. The new rules apply to all cashback in your balance, including cashback earned before 10 December. If you've never made a card payment, your cashback doesn't expire, but you need to reach €200 to withdraw it.
Pay with your Bleap card for everyday purchases. When they add up to €200 in the last 30 days, all your cashback unlocks and you can withdraw it to your Bleap Wallet. You can make up to 5 cashback withdrawals in any 30 days.
The 30 days aren't a calendar month. Every day, we look at the last 30 days: new purchases are added once they settle, and purchases older than 30 days drop out. You keep earning cashback the whole time, even when you can't withdraw.
Counts: supermarkets, restaurants and cafés, shopping, pharmacies, travel and anything else that earns the standard 1% cashback.
Doesn't count: subscriptions that earn their own rate (Claude, ChatGPT, Netflix, YouTube and similar), cash withdrawals, card-to-card transfers and refunds.
You never stop earning cashback, but cashback you haven't withdrawn can expire.
If you've never reached €200, you have 67 days from your first card payment: 30 days, a 7-day grace period, then a 30-day countdown. If you've never made a card payment, your cashback doesn't expire.
If you were withdrawing and drop below €200, you have 37 days: a 7-day grace period, during which you can still withdraw, then a 30-day countdown.
When the time runs out, any cashback you earned 67 or more days ago is removed, and after that, each day, any cashback that turns 67 days old, until you reach €200 again. Reach €200 at any time and you can withdraw all the cashback you still have. Cashback already withdrawn to your Bleap Wallet is never affected. We'll remind you in the app and by push notification before this happens.
Usually it's because you haven't reached €200 of everyday spending in the last 30 days. Check whether some purchases were rides, food delivery or subscriptions, were made through Curve or at an ATM, are still pending, have dropped out of the last 30 days, or were refunded. A refund removes the purchase from your total and reverses its cashback.
Other reasons: your cashback has expired, you've already made 5 cashback withdrawals in the last 30 days, or the purchase hasn't settled yet, so its cashback hasn't been credited.
Excluded categories such as gambling, taxes and utilities; transfers and top-ups; ATM and cash withdrawals; payments through Curve; the part of a payment above its limit; and refunded or cancelled purchases, whose cashback is reversed.
Cashback is added once the transaction is completed, so pending payments show their cashback once they settle.
Limits apply to the payment amount that earns cashback, per transaction and/or per calendar month. There are no yearly limits. Where a category lists several merchants, each one has its own limit.
Everyday (all eligible merchants): 1%, up to €600 per transaction and €3,000 per month
Rides (Uber, Bolt): 3%, up to €60 per transaction and €600 per month
Food delivery (Just Eat, Deliveroo, Uber Eats, Glovo, Bolt Food): 3%, up to €60 per transaction and €600 per month
Streaming: 20%, per month up to Netflix €24, YouTube Premium €16, Amazon Prime €5, Disney+ €16
AI: 20%, per month up to ChatGPT €23, Gemini €23, Claude €22
Gaming: 20%, per month up to Xbox Game Pass €35, Twitch €35, PlayStation Plus €19, Nintendo €4, Steam €10
Cashback is paid in USDC to your cashback balance. See the full details in our Cashback Terms and Conditions.