News & Insights
How to Buy Euros for a Trip to Europe Cheaper
The cheapest way to buy euros for a trip to Europe is usually a global account that converts reais close to the interbank rate with no IOF, rather than a bank or an airport booth. This guide compares every way to buy euros on spread, fees and IOF, with a real cost example for a 10-day trip across five options. It also covers when to buy, how much cash to carry, where you still need cash, where not to exchange money and how Bleap turns Pix into euros.
Moving to Europe: How Much Money to Bring
For most people, a safe starting figure for a solo move to Europe is €15,000 to €50,000, covering six months of living costs, one-time arrival expenses and an emergency buffer. This guide breaks down monthly budgets by country, visa proof-of-funds requirements and arrival costs, with a formula to calculate your own total. It then compares ways to move money to Europe, including Pix to euros for Brazilians, and explains how to get banked before you have local documents.
Using a Brazilian Card Abroad: IOF and the Real Cost
Spending €200 in Europe on a Brazilian card can cost closer to R$1,200 than the R$1,100 you expect, because IOF at 3.5% stacks on top of your bank's FX markup. This guide explains what IOF is, the 2026 rates by card type, how it is calculated and the hidden spread and DCC traps. It also compares the real cost across card types and shows legal ways to reduce IOF, including spending from a euro balance with Bleap.
Bleap vs Ria: Which Is Cheaper?
For most digital transfers from a Brazilian bank or Pix to a European IBAN, Bleap works out cheaper than Ria, with no transfer fees, no IOF and a rate close to mid-market. This comparison explains the methodology, how much EUR the recipient actually gets, Ria's fees by amount and funding method, and the exchange rate spread. It also covers delivery options, documents for Brazilian senders and when Ria's cash pickup network is the right choice.
Bleap vs Western Union: Which Is Cheaper?
For converting BRL to EUR, a Bleap account is usually cheaper than Western Union, since it applies no IOF and no transfer fees, while Western Union adds a markup to the exchange rate. This comparison explains the true cost of a BRL to EUR transfer, Western Union's fee structure and how Bleap works, with a side-by-side cost breakdown. It also covers IOF and other hidden costs, the documents you need and the one case where Western Union still wins: cash pickup.
Minimum Salary in Brazil: New Amount and Rules for 2026
Brazil's minimum salary is R$ 1.621 per month in 2026, a 6.79% increase over 2025, and it shapes formal wages, pensions, unemployment insurance and social benefits for millions of people. This guide explains the new amount, how the adjustment formula works, who is covered, state minimums that go higher, the impact on social security and the rules for part-time and proportional pay. It also covers employer obligations, projected future increases and how far the minimum wage really goes against the cost of living.
How to Send Money from Brazil to Europe
Sending money from Brazil to Europe usually takes 1 to 5 business days and costs between 2% and 6% of the amount once transfer fees, exchange-rate spread and IOF are added up. This guide compares every transfer method and explains the true total cost, how Pix fits in, own-account versus third-party transfers, limits, required documents and speed. You will also find tips for choosing the right method for your situation, a closer look at Bleap's global account and notes on specific European countries.
Bleap Launches EUR Vault
Bleap launches EUR Vault with KPK and Monerium. Earn 3% AER on your euros directly in the app, without converting them to dollars, leaving Bleap or giving up custody of your funds.
Bleap vs Remessa Online: Which Is Cheaper?
For most transfer sizes, Bleap is cheaper than Remessa Online to convert BRL to EUR, because it charges no transfer fees and no IOF, while Remessa Online builds a margin of at least 1.3% into the exchange rate. This comparison explains how the rates were captured, breaks down each platform's fees and puts real test transfers, spreads and speed side by side. It also covers documents, receiving money in Europe and when each platform is the better choice.